Retail Banking
Foreign owners scale digital credit via Philippine rural banks
Foreign owners scale digital credit via Philippine rural banks
Digital lending models are stretching the rural banking mandate.
Malaysian bank loan growth to stabilise at 4.5% to 5.5% in 2026
The 2025 slowdown to 4.8% seen as normalisation after 2024’s 5.5% expansion.
Indian public bank deposit share slumps to 56% as private rivals surge
Household savings held by private lenders climbed from 30% in 2020 to 35% by 2025.
Indian banks outclass Western peers with high-return, low-leverage model
The study groups India where lower gearing aligns with higher performance.
Philippine central bank to halt new digital bank license applications
Applicants have until 30 November 2025 to submit complete applications.
Hong Kong eases info-sharing in banks’ anti-fraud push
The changes let banks share more information without fear of liability.
Asian banks face profit strain in 2025
Falling interest rates could heighten some lenders’ appetite for risk.
South Korean banks’ net income down 23.9% in Q3
Non-interest income and return of assets both fell during the quarter.
Maybank profits up 21% to $1.48b in 9M 2023
Profit before tax is up 14.4% in the first nine months of the year.
Philippine National Bank’s digital app bags the Philippines Digital Experience of the Year - Banking award at the Asian Experience Awards
Staying true to its commitment to being a reliable financial partner of Filipinos, PNB delivers relevant banking solutions to its customers.
RHB Bank Singapore’s transformation journey secures Singapore Customer Experience of the Year - Banking title at the Asian Experience Awards
The bank continues to deliver exceptional customer experience through a comprehensive transformation journey focused on digital innovation and...
SPTel triumphs, winning Singapore Customer Experience of the Year - Telecommunications at the Asian Experience Awards
SPTel redefines customer journeys with digitalised network services and a front-end customer portal for service automation.
PT Artajasa Pembayaran Elektronis earns top honours at the Asian Experience Awards
Its dedication to innovation in the payment system industry drives national efficiency for its customers.
Bank Syariah Indonesia develops dynamic online onboarding through KYC biometrics
It simplified the previous onboarding process which used the face-to-face method.
Singapore banks face tepid loan growth; interest margins to peak in 2023
Banks may face some backsliding in its bad loans ratio, S&P’s Ivan Tan warned.
HSBC launches AI-driven structured product for private banking clients in Asia
The portfolio is rebalanced weekly.
Did digital banks fail to disrupt?
Most became niche players, yet served their regulatory purpose, said McKinsey associate partner Hernán Gerson.
Commentary
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