APAC receives $926b in cross-border C2C flows

The Middle East contributes $323b into the region in 2025.

Asia-Pacific (APAC) is the largest source of consumer-to-consumer cross-border money transfers, sending an estimated $617b in 2025.

The region accounts for 30% of global C2C cross-border payment flows, ahead of Europe at 26% and the Middle East at 22%, according to FXC Intelligence data.

Global C2C cross-border transfers are estimated at $2.1t in 2025 and are forecast to reach $3.3t by 2033.

APAC also generates $14.7b in C2C cross-border payment revenue, equal to 23% of the global total. 

Its average take rate is 2.4%, lower than other regions such as the Middle East at 3.5%, North America at 3.8%, Latin America and the Caribbean at 4.8%, and Africa at 5.5%.

A large share of APAC’s activity comes from money received within the region. 

The region sends $394b to APAC destinations, making intra-regional transfers its biggest corridor. 

It also sends $121b to North America, $82b to Europe, $13b to the Middle East, $5b to Africa, and $3b to Latin America and the Caribbean.

APAC receives more C2C cross-border money than any other region, with $926b flowing into the region in 2025. 

The Middle East is a major source of these inflows, sending $323b to APAC. Europe sends $111b, North America sends $91b, and APAC itself sends $394b within the region.

Key corridors include Saudi Arabia to India and the UAE to India, along with remittances from foreign workers in Gulf Cooperation Council countries to countries such as India, Bangladesh and Pakistan.