Siam Commercial Bank recognised at Asian Technology Excellence Awards 2025

The company wins in AI banking and financial services for its AI asset allocation and FX market watcher solutions.

Siam Commercial Bank was awarded the Thailand Technology Excellence Award for AI - Financial Services and AI - Banking in the Asian Technology Excellence Awards 2025. The win showcases Siam Commercial Bank’s use of AI through its AI Asset Allocation (AAA) and FX market watcher solutions, designed to enhance client interactions and advisory in both wealth management and FX.

AI Asset Allocation

AAA is Siam Commercial Bank’s advisory engine that delivers portfolio recommendations tailored to each client’s risk profile and investment preferences. It draws on insights from the Chief Investment Office’s (CIO) Market Outlook, predictive AI signals, and detailed client information to give relationship managers a scalable tool for creating tailored strategies.

The platform uses a quantitative optimisation model that balances risk and return whilst taking into account practical limits such as diversification and exposure caps. It also flags concentration risks within client portfolios and suggests assets that spread risk more effectively, an area where traditional systems often fall short. In testing from May 2024 to May 2025, AAA delivered a compound annual growth rate of 7% in the out-of-sample period with a Sharpe ratio of 0.79, ranking it amongst the best performers compared to 51 mixed funds with similar levels of volatility.

FX market watcher

Meanwhile, FX market watcher transforms how Siam Commercial Bank’s corporate sales teams approach foreign exchange trading opportunities. The AI engine converts daily market data and client information into a ranked “who-to-call” list for FX spot and FX forward, delivered before the market opens.

By analysing over 200 attributes per client each day, it identifies trade opportunities and trims pre-call research time from up to ten minutes to under one minute.

This approach improved call-to-trade conversions from 40% to 49% within a quarter, representing a 22.5% relative uplift in efficiency. The platform also brought back 3.2% of clients who had been inactive. Because it fits easily into existing workflows, it allows Siam Commercial Bank to expand client engagement without adding extra costs.

With both AAA and FX market watcher, the bank shows its commitment to applying AI across its services, giving teams the tools to deliver tailored advice at scale whilst staying responsive to fast-changing market conditions.

The Asian Technology Excellence Awards celebrates the most outstanding technological innovations and achievements across Asia, recognising organisations that leverage emerging technologies to drive business value, strengthen customer experiences, and transform industries.

The Asian Technology Excellence Awards is presented by Asian Business Review. To view the full list of winners, click here. If you want to join the 2026 awards programme and be acclaimed for your company's outstanding retail initiatives, please contact Julie Anne Nunez-Difuntorum at +65 3158 1386 ext 242 or [email protected].