Hong Kong travellers boost insurance uptake on personal safety concerns

Notably, the fear of losing travel documents is higher.

About 90% of Hong Kong travellers now view insurance as essential, driven by heightened concerns over personal safety, illness, extreme weather, and travel disruption, according to Allianz Partners.

“With the peak mid-year holidays approaching, we expect that travel demand will remain high across age groups and will continue throughout the rest of the year,” said Vinay Surana, Managing Director of Asia Pacific, Middle East & Africa, Allianz Partners Hong Kong, in a press release.

Allianz Partners has released its inaugural “Travel Index 2025”, developed in partnership with Kantar Consumer Link, which highlighted a sharp increase in travel insurance uptake amongst Hong Kong travellers. 

Concerns about personal safety (53%), extreme weather (52%), and falling ill (53%) were commonly reported. 

Notably, the fear of losing travel documents is higher amongst Hong Kong travellers (43%) than the APAC average (31%), reflecting a greater sensitivity to travel-related risks.

Despite relying heavily on social media platforms such as YouTube for travel planning (77%), only 35% of Hong Kong travellers use safety or alert apps—below the APAC average of 38%—highlighting a gap between trip inspiration and risk management.

The preference for short-haul travel remains strong, with 50% of respondents favouring intra-Asia destinations. 

Travellers are taking shorter trips of 5–8 days, spending an average of $1,780—slightly more than peers in neighbouring markets. 

These trends point to spontaneous, family-oriented travel, yet also underline the need for reliable insurance coverage, especially given that 46% are concerned about flight delays and 40% about luggage issues.

The Allianz Partners Travel Index 2025 surveyed 500 consumers in Hong Kong between 10 and 16 February 2025, and is part of a broader study across other Asia-Pacific markets including Australia, New Zealand, Mainland China, India, and Japan.